Job Description
TPG Consultancy Limited is looking for a qualified and analytical Credit Officer/Analyst to assess credit applications, evaluate borrowers’ financial positions, and support sound lending decisions. The successful candidate will analyze financial information, assess creditworthiness, identify potential risks, and prepare credit reports to guide lending and credit management activities.
The ideal applicant should have a strong understanding of financial analysis, credit risk assessment, and lending procedures, with the ability to make informed recommendations while maintaining accuracy and confidentiality.
Key Responsibilities
- Review credit applications and assess borrowers’ creditworthiness.
- Analyze financial statements, income records, and other relevant financial information.
- Evaluate credit risks and recommend appropriate lending decisions.
- Prepare credit assessment reports and maintain accurate documentation.
- Monitor loan portfolios and identify accounts that may present repayment risks.
- Support the development and implementation of credit policies and procedures.
- Ensure compliance with internal lending guidelines and applicable regulations.
- Use financial data to support informed credit decisions and portfolio management.
Requirements and Qualifications
- Bachelor’s degree in finance, Accounting, Economics, or a related field.
- 2–4 years of relevant professional experience.
- Strong knowledge of credit risk assessment and financial analysis.
- Experience in lending analysis and financial modelling.
- Proficiency in Microsoft Excel.
- Excellent analytical, reporting, and communication skills.
- High integrity, confidentiality, and sound professional judgment
Salary
Competitive
Monthly based
Location
Accra, Greater Accra Region, Ghana
Accra, Greater Accra Region, Ghana