Job Description
The HRBIC Ltd is seeking a motivated, analytical, and detail-oriented Credit Officer to join its team in Achimota, Accra.
The successful candidate will be responsible for assessing loan applications, evaluating clients' creditworthiness, managing loan portfolios, monitoring repayments, and ensuring that credit facilities are granted in accordance with the company's policies and procedures.
Key Responsibilities
- Receive, review, and process loan and credit applications.
- Assess clients' financial backgrounds and determine their creditworthiness.
- Conduct credit risk assessments and make appropriate recommendations.
- Verify applicants' financial information and supporting documents.
- Monitor loan repayments and follow up on overdue accounts.
- Maintain accurate records of credit transactions and customer information.
- Build and maintain positive relationships with clients.
- Prepare credit assessment reports for management.
- Ensure compliance with internal credit policies and procedures.
Qualifications and Requirements
- HND or bachelor's degree in Banking and Finance, Accounting, Business Administration, Economics, or a related field.
- Previous experience in credit management, lending, banking, or financial services will be an advantage.
- Good numerical, analytical, and problem-solving skills.
- Excellent communication and interpersonal skills.
- Strong attention to detail and organisational abilities.
- Basic computer skills, particularly Microsoft Excel.
- Ability to work independently and meet deadlines.
Salary
2,200 - 2,500 GHS
Monthly based
Location
Accra, Greater Accra Region, Ghana
Job Overview
Location
Accra, Greater Accra Region, Ghana