About the Organization
Development Bank Ghana (DBG) is expanding its Partial Credit Guarantee team and is seeking a qualified risk professional to support effective credit risk assessment and portfolio management. The role contributes to the bank’s mission of improving access to financing for Ghanaian businesses while promoting responsible lending practices.
Job Description
The Partial Credit Guarantee Risk Officer will assess, and monitor risks associated with credit guarantee transactions and portfolios. The successful candidate will support risk analysis, evaluate guarantee applications, monitor portfolio performance, and recommend measures to minimize potential losses while maintaining the effectiveness of guaranteed programmes.
Key Responsibilities
- Assess credit guarantee applications and identify potential financial and operational risks.
- Analyze financial information and relevant credit documentation.
- Monitor guarantee portfolio performance and identify emerging risk trends.
- Support the development and implementation of risk assessment frameworks and procedures.
- Prepare risk reports and provide recommendations to management.
- Ensure compliance with approved risk policies and regulatory requirements.
- Collaborate with internal teams and partner financial institutions to address risk-related issues.
- Recommend measures to strengthen portfolio quality and minimize potential losses.
Qualifications and Requirements
- A bachelor’s degree in finance, Banking, Economics, Accounting, Risk Management, or a related field.
- Relevant experience in credit risk analysis, banking, financial risk management, or credit administration.
- Strong financial analysis, quantitative, and problem-solving skills.
- Knowledge of credit assessment principles and risk management practices.
- Excellent report-writing and communication skills.
- Strong attention to detail and the ability to make evidence-based recommendations.
- Proficiency in relevant financial analysis tools and Microsoft Office applications.
Salary
Competitive
Monthly based
Location
Ghana
Ghana